If you think I 0 U are just letters of the alphabet, you're wrong. In business they mean something more.

Simply put, an IOU is a document signifyirig that you. owe someone (say a supplier) a certain amount of money. It could also mean the other way around -- a client owes you money. So you have an IOU from him or her.

To collect payment, the lender sends the IOU to the borrower. If he or she pays, everything's fine. If he or she doesn't, you'll be in trouble.

So will you call up immediately a lawyer? But, maybe there are reasons why he or she won't pay. It's time to look at your 'IOU'. Oh, no... you forgot to write the date!  The IOU is written on a small piece of paper; it does not spell out the details. You forgot to ask him or her to sign. And a hundred other reasons.

CSE can help you avoid all these and aid you in your other day-to-day business transactions tool

The  Computer-aided  Business Forms and Legal Documents Service Package makes available to micro and small entrepreneurs proforma purchase orders (P.O.s), sales contract, promo letters, promissory notes, and other negotiable instruments; You will find also. sample business letters, contracts and model documents.   Having them literally. at your fingertips will help eliminate erroneous transactions and losses.

The pro-forma business forms and legal documents can be easily customized to fit your documentary needs and can be accessed through a simple computer program.

The Computer-aided Business Forms and Legal Documents Service Package includes the following:

SALES AND MARKETING

• Proposal Letter
• Bill of Sale and Assignment
• Purchase Order
• Model Sales Contract
• Customer Confidentiality Agreemerit
• Customer's Complaint Form
• Customer's Service Action. Form
• Promo Letter Anziouncing a
• New Product or Service

LEGAL
 

• Sales Agreement
• Contract Checklist
• Purchase Order
• Model Sales Contract
• Customer Confidentiality Agreement
• General Power of Attorney
• Special Power of Attorney

OFFICE MANAGEMENT
 

• Inventory Summary
• Letter of Intent for purchase of equipment
• Equipment sales agreement

FINANCE AND ACCOUNTING
 

• Customer's Monthly accounts receivables statement
• Demand letter for legal action
• Courtesy reminder of late payments
• Demand for payment
• Demand for rent
• Demand to guarantor for payment
• Demand to pay promissory note
• Notice of dishonored check
• Payment guarantee
• Promissory note- payable on a designated date
• Promissory note- payable on demand
• Letter to insurance company notifying of a claim

EMPLOYMENT AND HUMAN RESOURCE
 

• Checklist of employment agreement issues
• Employment and confidentiality agreement
• Agreement for professional contractors and consultants
• Letter of reference